Equitable Mediation

Case Study: Business Owners Find Divorce Solutions through Mediation | Equitable Mediation

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HOME/WHO WE HELP/DIVORCE WITH A BUSINESS

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Case Study: From Business Partners to Co-Parents – a Customized Mediated Solution to a Complex Divorce

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Please note: While this case study highlights select issues we helped the couple resolve, we assisted them in resolving all aspects of their divorce negotiations. ** Names and identifying details have been altered to maintain client confidentiality. **

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Key Benefits

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1

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Non-traditional nesting plan coupled with a deferred home sale

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2

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Bracketed support agreement employing both a look-back and imputed income approach

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3

[/fusion_text][fusion_text content_alignment_small=”center” content_alignment=”center” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px” fusion_font_family_text_font=”DM Serif Display” fusion_font_variant_text_font=”400″ font_size=”19px” text_color=”var(–awb-color6)” animation_type=”fade” animation_direction=”static” animation_speed=”1.0″ animation_delay=”0.5″]

Non-linear equitable distribution exchange

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animation_direction=”static” animation_speed=”1.0″ animation_delay=”0.5″]The Andersons

  • Have two children: Jeff (16) and Jill (14).
  • Lived in Bryn Mawr, Pennsylvania for the entirety of their 17-year marriage.

Ron Anderson, 46

  • Owner of an independent insurance agency for 20 years.
  • The primary breadwinner, drawing a base salary of $300,000 per year, while realizing an estimated $100,000 in gross profits from operations.
  • Highly variable income, in an extremely competitive field.

Linda Anderson, 44

  • Managed the household and was the primary caregiver for the children.
  • Personal and professional demands prevented a return to the paid workforce.
  • Surprised by the divorce but was willing to mediate.

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Ron’s career as an insurance agency owner demanded significant evening and weekend commitments. This created challenges for his parenting time and Linda’s ability to pursue outside employment.

While Linda wasn’t officially employed by the business, she provided essential, but unpaid, back-office support from their home, enabling Ron to focus on growing the agency while ensuring someone was home for the children after school.

She was willing to remain the primary caregiver until Jill graduated high school. However, given Ron’s irregular hours, she was unsure how she’d be able to pursue paid employment.

Ron worried about having quality time with the children, replacing Linda’s valuable skillset and the costs to do so with a paid employee, while dividing their assets in a way that wouldn’t harm the agency’s operations or Ron’s ability to provide ongoing support.

[/fusion_text][fusion_title title_type=”text” scroll_reveal_effect=”color_change” scroll_reveal_basis=”chars” scroll_reveal_behavior=”always” scroll_reveal_duration=”500″ scroll_reveal_stagger=”200″ scroll_reveal_delay=”0″ scroll_reveal_above_fold=”yes” marquee_direction=”left” marquee_mask_edges=”no” marquee_speed=”15000″ rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”once” highlight_animation_duration=”1500″ highlight_width=”9″ highlight_smudge_effect=”no” highlight_top_margin=”0″ title_link=”off” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” content_align_small=”left” content_align=”left” size=”2″ font_size=”38px” line_height=”1.2″ text_color=”var(–awb-color4)” text_shadow=”no” text_shadow_blur=”0″ text_stroke=”no” text_stroke_size=”1″ text_overflow=”none” margin_top=”50px” margin_bottom=”30px” gradient_font=”no” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ style_type=”default” animation_direction=”static” animation_speed=”1.0″ animation_delay=”0.5″ class=”c-anim”]Putting aside preconceived notions[/fusion_title][fusion_text content_alignment_small=”left” content_alignment=”left” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_bottom=”50px” font_size=”16px” text_color=”var(–awb-color6)” animation_direction=”static” animation_speed=”1.0″ animation_delay=”0.5″]

Ron and Linda’s lives were inextricably intertwined, both personally and professionally. Making the matter of ending their marriage extremely complex.

Prior to entering mediation with us, they feared they’d have no choice but to retain attorneys. Resulting in a settlement neither was happy with.

Thankfully, both we, and an attorney Linda met with prior to meeting with us, were able to convince them otherwise.

[/fusion_text][fusion_title title_type=”text” scroll_reveal_effect=”color_change” scroll_reveal_basis=”chars” scroll_reveal_behavior=”always” scroll_reveal_duration=”500″ scroll_reveal_stagger=”200″ scroll_reveal_delay=”0″ scroll_reveal_above_fold=”yes” marquee_direction=”left” marquee_mask_edges=”no” marquee_speed=”15000″ rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”once” highlight_animation_duration=”1500″ highlight_width=”9″ highlight_smudge_effect=”no” highlight_top_margin=”0″ title_link=”off” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” content_align_small=”left” content_align=”left” size=”2″ font_size=”38px” line_height=”1.2″ text_color=”var(–awb-color4)” text_shadow=”no” text_shadow_blur=”0″ text_stroke=”no” text_stroke_size=”1″ text_overflow=”none” margin_top=”50px” gradient_font=”no” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ style_type=”default” animation_direction=”static” animation_speed=”1.0″ animation_delay=”0.5″ class=”c-anim”]Being open to creative solutions[/fusion_title][fusion_text content_alignment_small=”left” content_alignment=”left” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”list-ul-style” font_size=”16px” text_color=”var(–awb-color6)” animation_type=”fade” animation_direction=”static” animation_speed=”1.0″ animation_delay=”0.5″]

Many couples don’t realize that unlike rigid court processes, mediation offers the flexibility to develop solutions that truly fit their family’s distinct circumstances.

Using our extensive experience with business owners’ divorces, we were able to create the following customized solutions for the Andersons:

A custom-tailored nesting plan

To accommodate Ron’s work schedule and Linda’s wish to keep their children in the family home through high school, we developed a modified nesting arrangement.

Our adaptation kept both Linda and the children in the family home full-time, with Ron maintaining a small studio apartment.

Ron and Linda agreed to meet weekly to coordinate Ron’s time with the children based on everyone’s availability. When Ron has parenting time, he visits the family home while Linda steps out to visit her sister nearby or spend time with friends.

This solution enables Ron to have quality time with the children without the expense of a larger second home, while maintaining stability for the kids.

A non-traditional structure for support payments

The support negotiations were complicated by two factors: Linda’s unpaid work in Ron’s business and Ron’s self-employed status.

While an initial option I presented suggested formally employing Linda to establish clear income levels, Ron preferred to maintain their informal arrangement, to which Linda was amenable.

To resolve the issues of child support and alimony, we:

  • Calculated Ron’s income using a five-year lookback of his average salary and business profits.
  • Determined the market value of Linda’s administrative work and imputed an income of $55,000 annually.
  • Set base child support and alimony using Pennsylvania guidelines, treating Linda’s income as zero.
  • Added compensation for Linda’s ongoing business support as “additional child support.”
  • Adjusted the gross amount for tax implications using specialized software.

Ron agreed that when their youngest child graduate high school, the additional child support converts to alimony until both children complete college.

While Linda agreed to continue her business support role until that time, at which point all support payments end.

A recognition for Linda’s invaluable contributions

Although Ron legally owned the LLC outright, Linda’s role in the agency’s success warranted compensation.

The solution we negotiated resulted in a 65-35 split of the business value (Ron-Linda), with Linda’s share being exchanged for Ron’s equity in the family home.

This allows Ron to retain full business ownership while Linda receives the home’s full value, preserving Ron’s ability to generate income for ongoing support payments.

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marquee_direction=”left” marquee_mask_edges=”no” marquee_speed=”15000″ rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”once” highlight_animation_duration=”1500″ highlight_width=”9″ highlight_smudge_effect=”no” highlight_top_margin=”0″ title_link=”off” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” content_align_small=”left” content_align=”left” size=”3″ fusion_font_family_title_font=”Poppins” fusion_font_variant_title_font=”600″ font_size=”26px” line_height=”1.3″ text_color=”var(–awb-color4)” text_shadow=”no” text_shadow_blur=”0″ text_stroke=”no” text_stroke_size=”1″ text_overflow=”none” margin_top=”0px” margin_bottom=”30px” gradient_font=”no” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ style_type=”default” animation_direction=”static” animation_speed=”1.0″ animation_delay=”0.5″ class=”c-anim”]Creative Solutions & Significant Cost Savings[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” user_select=”” awb-switch-editor-focus=”” content_alignment_medium=”” content_alignment_small=”left” content_alignment=”left” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”c-anim” id=”” width_medium=”” width_small=”” width=”” min_width_medium=”” min_width_small=”” min_width=”” max_width_medium=”” max_width_small=”” max_width=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”16px” line_height=”” letter_spacing=”” text_transform=”” text_color=”var(–awb-color6)” animation_type=”fade” animation_direction=”static” animation_color=”” animation_speed=”1.0″ animation_delay=”0.5″ animation_offset=”” logics=””]

The attorney Linda consulted saw the nuances of their situation and wisely suggested mediation with Ron as a starting point. At $8,700, the total mediation cost was less than half the amount they would have spent just on initial attorney retainers.

Our process delivered both substantial cost savings and creative solutions that benefited everyone involved.

[/fusion_text][/fusion_builder_column_inner][/fusion_builder_row_inner][/fusion_builder_column][fusion_builder_column type=”2_3″ layout=”2_3″ align_self=”auto” content_layout=”column” align_content=”flex-start” valign_content=”flex-start” content_wrap=”wrap” center_content=”no” column_tag=”div” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” order_medium=”0″ order_small=”0″ margin_bottom=”0px” padding_left=”50px” hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ lazy_load=”none” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” background_slider_skip_lazy_loading=”no” background_slider_loop=”yes” background_slider_pause_on_hover=”no” background_slider_slideshow_speed=”5000″ background_slider_animation=”fade” background_slider_direction=”up” background_slider_animation_speed=”800″ sticky=”off” sticky_devices=”small-visibility,medium-visibility,large-visibility” absolute=”off” filter_type=”regular” filter_hover_element=”self” filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ transform_type=”regular” transform_hover_element=”self” transform_scale_x_hover=”1″ transform_scale_y_hover=”1″ transform_translate_x_hover=”0″ transform_translate_y_hover=”0″ transform_rotate_hover=”0″ transform_skew_x_hover=”0″ transform_skew_y_hover=”0″ transform_scale_x=”1″ transform_scale_y=”1″ transform_translate_x=”0″ transform_translate_y=”0″ transform_rotate=”0″ transform_skew_x=”0″ transform_skew_y=”0″ transition_duration=”300″ transition_easing=”ease” motion_effects=”W10=” scroll_motion_devices=”small-visibility,medium-visibility,large-visibility” animation_direction=”left” animation_speed=”0.3″ animation_delay=”0″ last=”true” border_position=”all” first=”false” padding_left_small=”0px” padding_right_small=”0px” margin_top_small=”40px” min_height=”” link=””][fusion_title title_type=”text” scroll_reveal_effect=”color_change” scroll_reveal_basis=”chars” scroll_reveal_behavior=”always” scroll_reveal_duration=”500″ scroll_reveal_stagger=”200″ scroll_reveal_delay=”0″ scroll_reveal_above_fold=”yes” marquee_direction=”left” marquee_mask_edges=”no” marquee_speed=”15000″ rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”once” highlight_animation_duration=”1500″ highlight_width=”9″ highlight_smudge_effect=”no” highlight_top_margin=”0″ title_link=”off” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” content_align_small=”left” content_align=”left” size=”2″ font_size=”38px” text_color=”var(–awb-color4)” text_shadow=”no” text_shadow_blur=”0″ text_stroke=”no” text_stroke_size=”1″ text_overflow=”none” margin_top=”0px” margin_bottom=”30px” gradient_font=”no” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ style_type=”default” animation_type=”fade” animation_direction=”static” animation_speed=”1.0″ animation_delay=”0.5″ class=”c-anim”]Solutions that work for everyone involved[/fusion_title][fusion_text content_alignment_small=”left” content_alignment=”left” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” font_size=”16px” text_color=”var(–awb-color6)” animation_direction=”left” animation_speed=”0.3″ animation_delay=”0″ class=”c-anim soulutions list-ul-style”]As a result of our tailored approach, Ron, Linda, Jeff, and Jill realized multiple benefits:

  • Jeff and Jill would get to remain in the home they grew up in and have quality parenting time with both parents.
  • Linda could continue to support Ron’s business operations and maintain her role as the primary caregiver for the children.
  • Ron could defer the need to find a professional replacement for Linda and her invaluable contributions to his business.
  • Linda’s “income” level would remain constant for a minimum of 8 years.
  • The property division, which exchanged Linda’s business interest for home equity, protected both the business operations and the family’s living situation.

Our carefully crafted arrangement satisfied everyone’s core needs and protected the business that supported them all.[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=”Top- Shape” type=”flex” hundred_percent=”no” hundred_percent_height=”no” hundred_percent_height_scroll=”no” align_content=”stretch” flex_align_items=”flex-start” flex_justify_content=”flex-start” flex_wrap=”wrap” hundred_percent_height_center_content=”yes” equal_height_columns=”no” container_tag=”div” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” status=”published” class=”top-shape” margin_top=”0px” margin_bottom=”0px” padding_top=”150px” padding_right=”0px” padding_bottom=”0px” padding_left=”0px” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ 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link=””][fusion_content_boxes layout=”icon-on-top” columns=”1″ icon_align=”left” animation_direction=”left” animation_speed=”0.3″ animation_delay=”0″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” title_size=”24px” heading_size=”3″ title_color=”var(–awb-color4)” body_color=”var(–awb-color6)” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ iconspin=”no” item_margin_top=”0px” item_margin_bottom=”0px”][fusion_content_box title=”Joe Dillon, MBA” image=”https://equitablemediation.com/wp-content/uploads/2025/05/equitable-mediation-team-joe-dillon-300×300.webp” image_id=”160|medium” image_max_width=”250px” linktext=”Read More” animation_direction=”left” animation_speed=”0.3″]DIVORCE MEDIATOR & FOUNDER[/fusion_content_box][/fusion_content_boxes][/fusion_builder_column][fusion_builder_column type=”1_2″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”flex-start” valign_content=”flex-start” content_wrap=”wrap” center_content=”no” 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class=”c-anim” min_height=”” link=””][fusion_title title_type=”text” scroll_reveal_effect=”color_change” scroll_reveal_basis=”chars” scroll_reveal_behavior=”always” scroll_reveal_duration=”500″ scroll_reveal_stagger=”200″ scroll_reveal_delay=”0″ scroll_reveal_above_fold=”yes” marquee_direction=”left” marquee_mask_edges=”no” marquee_speed=”15000″ rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”once” highlight_animation_duration=”1500″ highlight_width=”9″ highlight_smudge_effect=”no” highlight_top_margin=”0″ title_link=”off” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” content_align_small=”left” content_align=”left” size=”2″ fusion_font_family_title_font=”Poppins” fusion_font_variant_title_font=”600″ font_size=”26px” text_color=”var(–awb-color4)” text_shadow=”no” text_shadow_blur=”0″ text_stroke=”no” text_stroke_size=”1″ text_overflow=”none” margin_top=”0px” 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  • Marital Lifestyle Review & Cost of Living Analysis
  • Post-Marital Budget & Income Analysis
  • Tax Implication Analysis of Property Division
  • Creative Nesting Plan
  • Parenting Plan Change of Circumstance Scenario Planning
  • Child Support Change of Circumstance Scenario Planning
  • Alimony Change of Circumstance Scenario Planning

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animation_delay=”0.5″]

Ready to take the next step?

[/fusion_title][fusion_text content_alignment_small=”center” content_alignment=”center” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_bottom=”0px” font_size=”16px” text_color=”var(–awb-color6)” animation_type=”fade” animation_direction=”static” animation_speed=”1.0″ animation_delay=”0.5″]

When the financial and emotional challenges of divorce feel impossible to deal with,
we’re here to help. We’ll guide you to come up with an agreement that truly takes care of you,
your spouse, and your family.

So you can move forward with confidence.

[/fusion_text][fusion_button link=”/get-started/” enable_hover_text_icon=”no” title=”Talk to Us” target=”_self” aria_role_button=”0″ alignment=”center” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”btn-style-blue” color=”custom” button_gradient_top_color_hover=”var(–awb-color4)” button_gradient_top_color=”var(–awb-custom_color_2)” button_gradient_bottom_color_hover=”var(–awb-color4)” button_gradient_bottom_color=”var(–awb-color4)” linear_angle=”180″ accent_hover_color=”var(–awb-color1)” accent_color=”var(–awb-color5)” border_top=”2px” border_right=”2px” border_bottom=”2px” border_left=”2px” border_radius_top_left=”30px” border_radius_top_right=”30px” border_radius_bottom_right=”30px” border_radius_bottom_left=”30px” border_hover_color=”var(–awb-color4)” border_color=”var(–awb-color4)” size=”large” fusion_font_family_button_font=”Poppins” fusion_font_variant_button_font=”700″ font_size=”16px” stretch=”default” margin_top=”25px” margin_bottom=”0px” icon_position=”left” icon_divider=”no” hover_transition=”none” animation_type=”fade” animation_direction=”static” animation_speed=”1.0″ animation_delay=”0.5″]Talk to Us[/fusion_button][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container type=”flex” hundred_percent=”no” hundred_percent_height=”no” hundred_percent_height_scroll=”no” align_content=”stretch” flex_align_items=”center” flex_justify_content=”flex-start” flex_wrap=”wrap” hundred_percent_height_center_content=”yes” equal_height_columns=”no” container_tag=”div” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” status=”published” padding_top=”50px” padding_bottom=”30px” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_position=”center center” 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scroll_motion_devices=”small-visibility,medium-visibility,large-visibility” animation_direction=”left” animation_speed=”0.3″ animation_delay=”0″ last=”false” border_position=”all” first=”true” margin_bottom_small=”30px” min_height=”” link=””][fusion_title title_type=”text” scroll_reveal_effect=”color_change” scroll_reveal_basis=”chars” scroll_reveal_behavior=”always” scroll_reveal_duration=”500″ scroll_reveal_stagger=”200″ scroll_reveal_delay=”0″ scroll_reveal_above_fold=”yes” marquee_direction=”left” marquee_mask_edges=”no” marquee_speed=”15000″ rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”once” highlight_animation_duration=”1500″ highlight_width=”9″ highlight_smudge_effect=”no” highlight_top_margin=”0″ title_link=”off” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” content_align_small=”left” content_align=”left” size=”2″ font_size=”38px” text_color=”var(–awb-color4)” text_shadow=”no” text_shadow_blur=”0″ text_stroke=”no” text_stroke_size=”1″ text_overflow=”none” margin_top=”0px” margin_bottom=”0px” gradient_font=”no” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ style_type=”default” animation_direction=”static” animation_speed=”1.0″ animation_delay=”0.5″ class=”c-anim”]From conflict to resolution[/fusion_title][/fusion_builder_column][fusion_builder_column type=”1_2″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”flex-start” valign_content=”flex-start” content_wrap=”wrap” center_content=”no” column_tag=”div” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” order_medium=”0″ order_small=”0″ margin_bottom=”0px” hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ 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